基金類型有哪些?

基金(jin)(jin)(jin)按投(tou)(tou)(tou)資(zi)標(biao)(biao)(biao)(biao)的不同可分為(wei)股(gu)(gu)(gu)票基金(jin)(jin)(jin)、債(zhai)券(quan)(quan)基金(jin)(jin)(jin)、貨(huo)幣基金(jin)(jin)(jin)、混(hun)合(he)基金(jin)(jin)(jin)等。股(gu)(gu)(gu)票型基金(jin)(jin)(jin)主(zhu)要(yao)(yao)投(tou)(tou)(tou)資(zi)于股(gu)(gu)(gu)票市(shi)場，追求長期資(zi)本增(zeng)值，風(feng)(feng)險(xian)(xian)(xian)(xian)相對(dui)較(jiao)高。這種(zhong)基金(jin)(jin)(jin)的收(shou)益(yi)與(yu)股(gu)(gu)(gu)市(shi)行情(qing)走勢密切(qie)相關，適合(he)長期投(tou)(tou)(tou)資(zi)、風(feng)(feng)險(xian)(xian)(xian)(xian)偏(pian)好(hao)較(jiao)高的投(tou)(tou)(tou)資(zi)者(zhe)。債(zhai)券(quan)(quan)型基金(jin)(jin)(jin)主(zhu)要(yao)(yao)投(tou)(tou)(tou)資(zi)于債(zhai)券(quan)(quan)市(shi)場，以固定收(shou)益(yi)為(wei)主(zhu)要(yao)(yao)目標(biao)(biao)(biao)(biao)，風(feng)(feng)險(xian)(xian)(xian)(xian)相對(dui)較(jiao)低。這種(zhong)基金(jin)(jin)(jin)的收(shou)益(yi)與(yu)市(shi)場利率、所投(tou)(tou)(tou)債(zhai)券(quan)(quan)品種(zhong)、債(zhai)券(quan)(quan)的信用等級(ji)相關，適合(he)穩(wen)健投(tou)(tou)(tou)資(zi)、風(feng)(feng)險(xian)(xian)(xian)(xian)偏(pian)好(hao)較(jiao)低的投(tou)(tou)(tou)資(zi)者(zhe)。貨(huo)幣基金(jin)(jin)(jin)投(tou)(tou)(tou)資(zi)于貨(huo)幣市(shi)場工(gong)具(ju)，以保持資(zi)產的流動(dong)性(xing)和穩(wen)定性(xing)為(wei)目標(biao)(biao)(biao)(biao)，風(feng)(feng)險(xian)(xian)(xian)(xian)相對(dui)較(jiao)低。混(hun)合(he)基金(jin)(jin)(jin)投(tou)(tou)(tou)資(zi)于股(gu)(gu)(gu)票和債(zhai)券(quan)(quan)等多(duo)種(zhong)金(jin)(jin)(jin)融工(gong)具(ju)，以平衡風(feng)(feng)險(xian)(xian)(xian)(xian)和收(shou)益(yi)為(wei)目標(biao)(biao)(biao)(biao)，風(feng)(feng)險(xian)(xian)(xian)(xian)與(yu)收(shou)益(yi)相對(dui)平衡，投(tou)(tou)(tou)資(zi)策略更加多(duo)樣化。

基金贖回(hui)后一般幾天能到賬?

基金贖(shu)回到賬時(shi)間為：

1、貨(huo)幣基金贖回(hui)到賬時間一般為T+1個工(gong)作日;

2、股票型(xing)基金的贖(shu)回到賬時間一般是T+3個工作日以上;

3、債券(quan)型(xing)基(ji)金贖回到賬時間一般是T+3日到賬;

4、QDII基金一般是(shi)T+10個工(gong)作日;

5、基(ji)金贖回到賬時(shi)間(jian)一(yi)般是T+2至T+4個交易日。

基金(jin)(jin)(jin)(jin)(jin)主要分為貨幣(bi)基金(jin)(jin)(jin)(jin)(jin)、股票型基金(jin)(jin)(jin)(jin)(jin)、債(zhai)券(quan)型基金(jin)(jin)(jin)(jin)(jin)以(yi)及QDII基金(jin)(jin)(jin)(jin)(jin)等，而貨幣(bi)基金(jin)(jin)(jin)(jin)(jin)主要是聚集社會閑散資金(jin)(jin)(jin)(jin)(jin)，由基金(jin)(jin)(jin)(jin)(jin)管理人運作，基金(jin)(jin)(jin)(jin)(jin)托管人保(bao)管資金(jin)(jin)(jin)(jin)(jin)的一(yi)種開放式(shi)基金(jin)(jin)(jin)(jin)(jin)，專門投(tou)向風險小的貨幣(bi)市(shi)場工具(ju)，區別(bie)于其它類(lei)型的開放式(shi)基金(jin)(jin)(jin)(jin)(jin)，具(ju)有高安全(quan)性(xing)(xing)、高流(liu)動(dong)性(xing)(xing)、穩定收(shou)益性(xing)(xing)，具(ju)有“準(zhun)儲蓄”的特征。